Educational Services & Consulting (ESC) launches its new website blog – InsuranceNewsNet
With the launch of their new blog titled “Is it worth filing an insurance claim?,” Educational Services & Consulting (ESC) shares recommendations on whether filing an insurance claim is worth it. The post shared on
“We know that any time there is damage to your home or car, the immediate question many people ask is what should we do?” Co-owner and Chief Strategy Officer,
ESC recommends finding a copy of your policy and verifying your policy’s comprehensive coverages and any exclusions. “This is where you’ll know for sure if the water damage caused by the leaking sink pipe or lightning is covered by your home insurance policy or if the accident with the neighbour’s mailbox is covered by your auto insurance policy. After checking these items, review your deductible. If you’re not sure what your deductible is, you can always call your insurance agent,” Zimmerman said.
ESC also recommends doing some initial research on the potential cost of repairs. With this information, they advise subtracting your deductible from the repair estimate. If the number is positive, it may be worth filing a claim. If the number is negative, it may not be worth making a claim.
Zimmerman concludes, “Ultimately, the choice of whether or not to file a claim rests with the policyholder. In some cases it may be worth it and in others it may not be. In the event you file a claim, make sure you’re working with an accredited adjuster, either a staff adjuster or an independent adjuster, who will review your coverage and help you continue with the claims process.”
Educational Services & Consulting offers two online designation courses for people who want to advance their careers. Their 6-20 Designation of Accredited Adjuster (ACA) is a 40 hour online course with a final exam. Obtaining this designation allows candidates to bypass the
In addition to their 6-20 ACA designation course, Educational Services & Consulting also offers their 4-40 Designation of Registered Customer Service Representative (RCSR) Classes. This course is also a 40 hour online course with a final exam at the end of the course. As with the ACA designation, once students complete the RCSR course and pass the final exam, they will be exempt from taking the
Zimmerman adds, “Based on the vision of our founder, my aunt
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